Outside of your deductible, you will not have to pay anything more unless you choose to upgrade your roof, siding, windows, or other building materials over what they were before the storm. We will repair everything the insurance company includes in their scope of work for the amount they approve to get you back to what insurance policies call “pre-loss condition.”
Most insurance companies will recommend having a contractor inspect the home initially and then have that contractor meet on-site when the insurance adjuster comes out to do their own assessment. This is referred to as the “Adjuster Meeting” and is critical to ensure all parties are on the same page regarding the scope of damage.
Of course. We understand you don’t regularly work on insurance claims. No need to worry because we do, especially after a hail storm. We try to be at 100% of our customers’ adjuster meetings and serve as your advocate to ensure you’re getting fairly compensated for the coverage you’re entitled to per your policy. If the damage is more extensive than initially thought, we will work directly with your insurance company to cover that cost.
The duration varies by policy. However, policies in the Omaha area generally require the work to be completed within 12-24 months from the date of loss.
Your policy entitles you to be “made whole” by restoring your home to its condition before the storm. Policies vary in how they compensate policyholders for older roofs, including whether you have full replacement value or prorate the repair based on age.
We will repair everything in the scope, including your roof, siding, windows, gutters, and even your landscaping, light fixtures, and even replace your patio furniture.
Yes, once your insurance company determines the scope of work, we will ask you which tasks you want to handle or choose not to do. Many of our customers will handle some tasks, like replacing window screens, to reduce their out-of-pocket expenses from the deductible.
We completely replace most small and medium-sized roofs in just one day. Larger and more complex roofs may take two days to complete. If so, we work on those roofs in sections to ensure they stay watertight.
We remove your old roof in sections, immediately clean and prep the area, add the underlayment, and then the shingles, so no section of your home is exposed for more than one hour.
With our “No Surprises Guarantee” Quote, nothing changes for you. We document the damage with insurance claims and submit the photos to your insurance company requesting a supplement payment.
Your insurance company will pay for repairs or a replacement to return your home to a “pre-loss condition.” You can choose to upgrade your materials, such as upgrading to an Impact-Resistant or Class 4 shingle or adding gutter guards or leaf filters, and pay the difference in cost.
We use multiple methods to protect your home, vehicles, and landscaping from damage during our work, and our crews are trained in those methods along with industry-standard safety training.